Dear Jac: It's a cold call and they want your bank details.

But what if it's legit? Jayesh Patel, who runs Classic News in Northamptonshire, got just such a call from PayZone (Alphrya). Did he want a machine to do top-ups and so on? Well, he might. Jayesh asked if details could be posted so that he could peruse them at his ...

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